This agreement covers how you may use the Ascend Capital Hub website and what applies when you submit a request through our personal loan matching service. Browsing our site or submitting a request means you're accepting the terms below — worth a careful read.
Welcome to Ascend Capital Hub. Using this website — for any reason — means you've read, understood, and accepted this agreement in full. That applies whether you're simply browsing, requesting information, or submitting a loan request through our platform.
Before you continue: If any part of this agreement doesn't work for you, please stop using the site and hold off on submitting a request.
We built this site to help people find personal loan options, so that's the spirit in which it should be used. Ascend Capital Hub grants you a limited, non-exclusive, non-transferable right to browse and use the platform for that purpose. A few things aren't allowed:
If you break any of these rules, we can suspend or permanently revoke your access — without notice, at our discretion.
Ascend Capital Hub is not a lender. We don't make credit decisions, and we can't guarantee approval, loan amount, rates, or terms. What we do is connect you with a network of participating lenders and service providers who may be able to help.
Submitting a request through our platform doesn't mean you're approved, or that any lender is obligated to make you an offer. Every lending decision — approval, rate, term, structure — is made independently by the lender you're matched with, under their own underwriting standards and the laws that govern them.
We're a lead generator, not the decision-maker. We may share your request with participating lenders and service providers, and we may be compensated by lenders for that referral. We do not charge an application fee.
Everything published on this site — articles, tools, guides — is meant to inform, not advise. Nothing here should be treated as financial, legal, tax, or investment advice. Before making a decision about a loan or your finances more broadly, talk to a qualified professional who knows your full situation.
We work to keep information accurate and current, but Ascend Capital Hub makes no warranty, express or implied, about its accuracy, completeness, or fitness for any particular purpose. Anything you act on from this site, you act on at your own risk.
Any loan amounts, rates, or example scenarios shown on this website are illustrative — not binding offers. What you're actually offered, if anything, is determined by individual lenders based on your credit profile, income, and their own underwriting criteria at the time you apply.
Our platform connects with, and may reference, third-party lenders, service providers, and external websites. Ascend Capital Hub isn't responsible for the accuracy, practices, security, or content of any third party. Any agreement you enter with a lender exists solely between you and that party.
Before accepting an offer or moving forward with a lender, take the time to review their own terms, rates, and privacy policy.
To the fullest extent the law allows, Ascend Capital Hub and our officers, directors, employees, agents, and successors aren't liable for any indirect, incidental, punitive, special, or consequential damages — including lost revenue or data — arising from:
This agreement is governed by the laws of the State of Colorado, without regard to its conflict-of-law provisions. Any dispute arising from or related to these terms falls under the exclusive jurisdiction of the courts of the City and County of Denver, Colorado.
We may update these terms from time to time. Continuing to use the site after a revision means you accept the updated version — the most current terms will always be available on this page.
Questions about this agreement, or anything else? Our team is easy to reach:
Important disclosures: Ascend Capital Hub is not a lender, does not make credit decisions, and cannot guarantee approval, loan amount, rates, or terms. We are a lead generator and may share application information with participating lenders and service providers; we may be compensated by lenders for this service. We do not charge an application fee. Loans are not available in all states, and amounts and terms vary by state and lender. Short-term loans are not a long-term financial solution. Review the Privacy Policy and Terms & Conditions before submitting.